as per link that not2bme shared above,
"... Most Li-ions charge to 4.20V/cell, and every reduction in peak charge voltage of 0.10V/cell is said to double the cycle life. For example, ..."
Personally, all cells in my 'warm storage' IE ready for pack building, are stored at 3.93V ... and if theres any option, this is the [NASA preferred] voltage I like to hover around.
Even my 'tiny' 10s12p electric skateboard battery is kept below 4.08 if I can ...
In my limited experience with 'big' packs, if I find myself needing to push them higher, its a great indication that the battery doesnt have enough overall capacity.
And I have experienced the catastrophic damage that follows over discharge (under load). It is INCREDIBLY annoying and time consuming to repair this cell level damage. I take the low end cutoff far more seriously now! Going high is very rare for me, as I have far more loads than sources of [offgrid] charging.